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Services

​Mortgage

 

We often work with customers with complex loan scenarios, using our extensive knowledge of bank products and policies to offer tailor-made strategies for each individual client.
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AC Financial Group can help to:

• Effectively bundle your home loan and business loans to decrease interest payments and maximise tax advantages

• Negotiate excellent interest rates, thanks to our unrivalled bargaining power as top loan writers with major banks

• Collaborate effectively with an accountant to give you advice on how to maximise your negative gearing benefits on your investment properties and help you pay off your home loan faster

Refinancing

 

Could it be to get a better interest rate, change your loan structure or take cash out for an investment or for personal use?

Cash out for the purpose of investing or personal use include:
• Purchase of motor vehicle
• Holiday
• Wedding
• Construction and development
• Renovations
• Purchase of furniture and home contents
• Purchase of investments (shares)
• Purchase of next investment property

Whatever your reasons, we have a wide range of lending institutions on our panel to assist with refinancing solutions.

AC Financial Group can help to:

• Arrange free upfront valuations of your property

• Monitor the market closely for changing interest rates, to ensure we know which bank currently has the best deal

• Release the full equity of your home by lending 100% geared to your residential property with no Lender’s mortgage insurance

• Take advantage of special promotions

​Commercial 

 

Applying for business finance can be quite daunting, especially for the first timers. However it is indeed quite straight forward.

Finance for business generally covers the following aspects:

• Business acquisition
• Working capital
• Business site purchase
• Stock purchase
• Trade finance and debtor finance
• Business growth and expansion
• Foreign currency
• Asset finance/Chattel mortgage

 

Commercial Property finance

Property finance generally covers the following:
• Offices
• Retail shops or shopping centres
• Warehouses
• Specialised properties including service station, childcare, hotel and aged care, etc.
• Rural including resort
• Land Subdivision
• Residential development (generally covers from 4+ units)
• Other development of specialised properties, such as serviced apartments and student accommodation
• Purpose built industrial properties

Asset Finance

 

Through various of lenders we are able to offer the following finance products:

  • Chattel Mortgage

  • Lease

  • Hire Purchase

  • Operating Lease

  • Rent to Own

  • Corporate Finance / Mergers & Acquisition

Cash Flow Lending

 

If you’re looking to borrow money for a holiday, home reno or new car,                       AC Finance will assist you with comparisons to find the right options and the cheapest rates. Compare 186 loans from 43 lenders to find the best personal loan for your needs.

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You can reschedule your repayments up to 5 days from the scheduled date, as long as it remains within your original loan term.
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Additional or early repayments are free! In fact, we prefer if you repay your loan earlier and we won't charge you for it.

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Better value, no hidden charges

Fast and easy, quick decision 

Convenient, straight to your bank

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